111 Guide St. N. Welcome, MN 56181

Phone: (507) 728-8251 | Fax: (507) 728-8819




When you are ready to purchase that new or used vehicle, stop into the bank and get approved today.


Welcome State Bank can help with several personal loan options. Consolidate your credit card debt, pay for Christmas expenses, a vacation and many other personal expenses.


Welcome State Bank offers loans to help finance a new garage, room additions, heating and air conditioning, and many other needs to improve your home and its value. Don’t let your investment depreciate. Welcome State Bank can help.


Replacing your roof, renovating a bathroom or kitchen, or wanting to save money on your energy bill by replacing your windows. Welcome State Bank can help stay on budget from small projects to big remodels with our Minnesota housing fix up loans.

AGRICULTURAL (Operating / Equipment / Real Estate)

Welcome State Bank is here for all your agricultural lending needs. Our loan officers have the experience to help you reach your agricultural goals. Call for an appointment or stop in to see us about operating, machinery, production, or real estate loans.


We can assist you with all your commercial financing needs. From business start-up and expansion, operating, consolidation, or to new or improving equipment and vehicles.


Buying a home or farm could be one of your largest investments you may make. Making sure you select the right lending option is very important and Welcome State Bank is here to help. We have loans available for home or farm real estate for both personal and business use. 30 year mortgage options are available. NMLS# 810912



Small Business Administration (SBA)


Farm Services of America (FSA)


A line of credit can be the best way to finance business & agricultural operating needs. Advances and transfers can be done over the phone or in person. Because you borrow as needed, your interest expense is minimized.

Welcome State Bank has not sent any TEXT MESSAGES, AUTOMATED PHONE CALLS, or EMAILS stating that your card or account has been deactivated. If you have received one purporting to be from us, please delete it and do not respond. If you have responded to a request for your card information, please call 507-728-8251 and report your card as compromised. NOTICE: Welcome State Bank will NEVER send you an email requesting client, account or personal information. If you receive such an email call 507-728-8251 right away.

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