111 Guide St. N. Welcome, MN 56181

Phone: (507) 728-8251 | Fax: (507) 728-8819



Totally free checking, no service charges, no monthly fees, no minimum balances or per item charges. Plus we will return your canceled checks to you each month. (Normal overdraft and non sufficient fund charges will apply.) We will be happy to order your check blanks for you. To open a new account just stop in. If you currently have a checking account with us and you want FREE CHECKING, please stop in to complete a new signature card, and we will convert you to FREE CHECKING. This plan is not available for businesses and sole proprietorships.


Interest bearing checking account. Interest will be paid on all account balances. No service charge when your account maintains a balance of $750 or more per month or an average of $1,400 per month. If the account falls below required balance there is a service fee of $7.50 plus 20¢ per debit. We will be happy to order your checks blanks for you. This charge will appear on your bank statement each month.


No charge checking when you maintain a minimum balance of $250.00. If your account falls below the $250 minimum, there is a service fee of $2.00 per statement period plus 20¢ per debit. This charge will appear on your bank statement each month.

Welcome State Bank has not sent any TEXT MESSAGES, AUTOMATED PHONE CALLS, or EMAILS stating that your card or account has been deactivated. If you have received one purporting to be from us, please delete it and do not respond. If you have responded to a request for your card information, please call 507-728-8251 and report your card as compromised. NOTICE: Welcome State Bank will NEVER send you an email requesting client, account or personal information. If you receive such an email call 507-728-8251 right away.

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